Personal Checking Accounts

Personal Checking Account

Minimum Deposit of $100.00 required to open account.

*No fee charged per check.

Economy Checking Account

Allows you ten checks or debit items per statement cycle for a low monthly basic fee of $3.00. Accounts exceeding ten checks or debit items per statement cycle will be charged $.25 per check/debit item thereafter.
Minimum of $50.00 required to open account.

Senior Citizen or Student Checking Account

No monthly basic fee
Senior Citizens must be 62 years of age or older
Minimum deposit of $100.00 required to open account.

Ameri-Club

If the daily balance falls below $200.00 during that statement cycle, an additional basic fee of $3.00 will be charged.
Minimum deposit of $200.00 required to open account.

(Contact financial institution for additional information.)

Ameri-Club Interest

If the daily balance falls below $500.0 during the statement cycle, an additional basic fee of $3.00 will be charged.
Minimum deposit of $500.00 required to open account.
If daily balance falls below $500.00, no interest will accrue.

(Interest rates are subject to change daily at the discretion of management.)

NOW Accounts

Minimum deposit of $1,000.00 required to open account.
If the daily balance falls below $1,000.00 during the statement cycle, a basic fee of $8.00 will be charged.
Accounts exceeding 50 checks/debit items per statement cycle will be charged $.25 per check/debit item thereafter.
If daily collected balance falls below $500.00, no interest will accrue

(Interest rates are subject to change daily at the discretion of management.)