FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Other Services and Fees

As a bank that goes out of our way to be of service, we offer the best in convenience banking – from debit cards to telephone and internet banking. Talk with us about your unique needs. We want your banking experience to be enjoyable and hassle-free.

Miscellaneous Services

All accounts are subject to the following miscellaneous charges and fees when applicable:

Service	Fee
Levies, Garnishments	$25.00
Certified Checks	$10.00
Cashier's Checks	Customer $5.00
Wire Transfer Outgoing Domestic Outgoing International	$15.00 $35.00
Stop Payments	$25.00
Overdraft Fee (per item)	$25.00
Insufficient Funds Fee (per presentment)	$25.00
Account Reconciliation or Research	$15.00 Per Hr. (Minimum Charge of $15.00)
Chargeback Items	$2.00 per item
Night Depository Bag	1st One Free
Additional Bags	$50.00 Each
Copies	50¢ Per Copy
Items Sent for Collection	Customer $10.00
Cutoff Statement	$5.00
Check Printing	(Fee Depends On Style of Checks Ordered.)
Statement Copies	$2.00 Per Copy
ATM/Debit Card	$1.00 Monthly Fee $5.00 Replacement Fee $25.00 Expedited Fee per Card / per PIN
Non-Network ATM Transaction Fee	$1.25**
FAX Machine	$3.00 Plus $1.00 Per Minute If In U.S. $3.00 Plus $3.00 Per Minute If Out of the U.S.

** ATM Fees - when you use an ATM not owned by us, you may be charged a fee by the ATM operator and/or any network used. You may also be charged a fee for a balance inquiry even if you do not complete a fund transfer.
Fees may be charged for services not listed.

Safe Deposit Boxes

Size	Annual Fee
3 x 5	$35.00
5 x 5	$40.00
3 x 10	$45.00
5 x 10	$50.00
6 x 10	$58.00
10 x 10	$88.00

Vault drilling and lost key charge are subject to all locksmith charges.
Safe Deposit Boxes are not insured by FDIC.

Dormant Accounts

Checking Accounts

Checking accounts become dormant if the customer makes no transactions for an entire year. A $3.00 dormant fee is charged per month on all dormant accounts.

Savings Accounts

Savings accounts become dormant if the customer makes no transactions for an entire year. A $6.00 dormant fee will be charged if the account is dormant at statement cycle.