As a bank that goes out of our way to be of service, we offer the best in convenience banking – from debit cards to telephone and internet banking. Talk with us about your unique needs. We want your banking experience to be enjoyable and hassle-free.
Dormant Accounts
Checking accounts become dormant if the customer makes no transactions for an entire year. A $3.00 dormant fee is charged per month on all dormant accounts.
Savings accounts become dormant if the customer makes no transactions for an entire year. A $6.00 dormant fee will be charged if the account is dormant at statement cycle.
Safe Deposit Boxes
| Size | Annual Fee |
|---|---|
| 3 x 5 | $35.00 |
| 5 x 5 | $40.00 |
| 3 x 10 | $45.00 |
| 5 x 10 | $50.00 |
| 6 x 10 | $58.00 |
| 10 x 10 | $88.00 |
Vault drilling and lost key charge are subject to all locksmith charges.
Safe Deposit Boxes are not insured by FDIC.
American Advantage 24-Hour Telephone Banking
For checking, savings, certificate of deposits and loan account information, dial (337) 942-2258.
Miscellaneous Services
All accounts are subject to the following miscellaneous charges and fees when applicable:
| Service | Fee |
|---|---|
| Levies, Garnishments | $25.00 |
| Certified Checks | $10.00 |
| Cashier's Checks | Customer $5.00 |
| Wire Transfer Outgoing Domestic Outgoing International |
$15.00 $35.00 |
| Stop Payments | $25.00 |
| Overdraft Fee (per item) | $25.00 |
| Insufficient Funds Fee (per presentment) | $25.00 |
| Account Reconciliation or Research | $15.00 Per Hr. (Minimum Charge of $15.00) |
| Chargeback Items | $2.00 per item |
| Night Depository Bag | 1st One Free |
| Additional Bags | $18.00 Each |
| Copies | 50¢ Per Copy |
| Items Sent for Collection | Customer $10.00 |
| Cutoff Statement | $5.00 |
| Check Printing | (Fee Depends On Style of Checks Ordered.) |
| Statement Copies | $2.00 Per Copy |
| ATM/Debit Card | $1.00 Monthly Fee $5.00 Replacement Fee $25.00 Expedited Fee per Card / per PIN |
| Non-Network ATM Transaction Fee | $1.25** |
| FAX Machine | $3.00 Plus $1.00 Per Minute If In U.S. |
** ATM Fees - when you use an ATM not owned by us, you may be charged a fee by the ATM operator and/or any network used. You may also be charged a fee for a balance inquiry even if you do not complete a fund transfer.
Fees may be charged for services not listed.
